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These can be difficult times for some Eastern North Carolina families. Current economic conditions are placing a great deal of pressure on family finances. There may be better options for you than bankruptcy or foreclosure. These options may enable you and your family to get back on your feet much quicker and with much less stress and heartache.
It is our belief that individuals and families come first! We have received specialized training to provide you with information and options you must have to make an informed decision. We have a compassionate team of professionals to aid you.
Our goal is to help families and individuals one home at a time. This is our responsibility, our duty and our commitment to our community.
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
The Liz Freeman Team RE/MAX Preferred Realty 3208 Charles Blvd Greenville, NC 27858 Phone: (252) 439-4000 Toll Free: (800) 326-5006 Fax: (252) 321-1314 Email: lizfreeman@NUMBER1EXPERT.com
A former middle school teacher for 20 years, Liz has been helping families with their real estate needs for the past sixteen years. Education continues to be important to Liz, and she is continually reaching for ways her team can better serve clients. Liz is a Broker, an Accredited Buyers Representative, a Certified Residential Specialist, Graduate of Realtors Institute and a Senior Real Estate Specialist. Recognized as part of a nationwide network of the Top Realtors in the country, Liz takes advantage of many training opportunities offered to The Liz Freeman Team.
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