If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
The Liz Freeman Team RE/MAX Preferred Realty 3208 Charles Blvd Greenville, NC 27858 Phone: (252) 439-4000 Toll Free: (800) 326-5006 Fax: (252) 321-1314 Email: Liz@LizFreeman.com
A former middle school teacher for 20 years, Liz has been helping families with their real estate needs for the past sixteen years. Education continues to be important to Liz, and she is continually reaching for ways her team can better serve clients. Liz is a Broker, an Accredited Buyers Representative, a Certified Residential Specialist, Graduate of Realtors Institute and a Senior Real Estate Specialist. Recognized as part of a nationwide network of the Top Realtors in the country, Liz takes advantage of many training opportunities offered to The Liz Freeman Team.
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